The Credit Bank and I Trade (BANDEC), the November 12, 1997, in accordance with what's disposed was constituted by the Agreement No. Executive Committee of the Advice of Ministros of the Cuba and he was given, by means of Resolution No. 1 of the Central Bank of Cuba, General License to accomplish every kind of operations of financial intermediation, in national currency and in foreign currency, as much in the national territory as in the foreigner, in the offshore banking center, free zones and industrial parks. BANDEC is registered in the General Registro of Bancos and Nonbank Financial Institutions, with the No. 14, folios 26 and 27, of December 22 of 1998. Structurally count on a Head Office radicated in Havana, the one to which 13 provincial directions and the MEIJ are subordinated, with a superior net to the 200 subsidiaries in the whole national territory.

Our services principally go directed to the companies, natural persons and other kinds of step. Equally our customers the possessors of magnetic cards can operate through canals of electronic payments without having to resort to the banking offices.

In order to tap doubts, complaints or suggestions can call the 45243992 Provincial Bandec's Management with the Specialist of Marketing and Communications or writing This email address is being protected from spambots. You need JavaScript enabled to view it. to the e-mail

Bandec considers himself the lead bank in the attention to the company Cuban for what gives him his services I eat: You count in magnetic cards, services of box, transferences, checking accounts, letters of credit, means of payment. Financings with destinies for working capital or investments in various varieties of credits: Simple, credit lines, resolvent credit lines, discounts.

We offer numerous services to the growing segment of end customers: Change of denominations of bills, sale of revenue stamps, magnetic cards.

The activity of comprehension of liabilities, it structure myself in our bank from a group of instruments of saving in both coins as they are: The savings accounts of formation of funds for centers of payments and for natural persons, the fixed deposits, fixed deposits with payment in advance of interests and the certificates of deposit, account opening of collaborator, checking accounts and fiscal accounts for cooperatives not agricultural and for independent labor force, transferences to individuals, of pensioners of the help of the Spanish State, of family remissions through FINCIMEX all directed to this segment.

Besides natural persons for construction materials and handheld payment of work, for the acquisition of teams of cooking of foods are given credit and are paid attention to the grant-aided.

The sector of independent labor force, the cooperative and the agricultural one has the possibility of requesting also developmental credits of its activity.

If the customer has Magnetic Card or he is interested in having her he can contact in any subsidiary of our province and to request it and through the Card the MULTI-BENCH can access our most innovative and innovative services of the Electronic Banking:

Operating with Magnetic Cards is the most comfortable, safe and cost-reducing option, with the one that also will be able to accomplish shopping in the commerces that have paymasters BEHIND, without the need of carrying cash money getting bonus by his shopping from the 5 % to the 8 % in deadlines with.

As I complement the services of accounts and of financing volunteer services not banking like the control engineer and the evaluations that complete the purse of services of BANDEC. Accomplishing evaluations allows you knowing the truth on its investments and assets, to know the real value of those resources I object of a negotiation and evaluating the efficiency and performance of his assets. The same they apply to goods and chattels, lots and constructions, machineries, tools and automotive equipments and to intangible assets, for tax ratios, disposition of assets, expropriation for public interests, for insurances, for the granting of financings, the constitution of business, successions of inheritances, mortgagees, every kind of step of control, controls technician economic, physical verifications and you would document.

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